A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, users are increasingly turning to digital channels for their financial needs. This shift has resulted to a drop in branch openings, and many institutions are consolidating existing branches to reduce costs

Return on click here total assets (ROTA) is a crucial financial metric utilized by investors and analysts to gauge the efficiency of a company in creating profits from its assets. It represents the percentage of net income earned relative to the total assets held by the company. A higher ROTA indicates that a company is efficiently managing its ass